Downpayment assist for Homes in St. Peters and St. Charles Mo

First time home buyer assistance, down payment assistance, financial help with repairs and maintenance are all available in St. Charles and St. Louis area. Most of these programs do not have year around funding available. However, nearly all will at some point during the year. It literally pays to become familiar with the programs, and a team of professionals that can assist you with your house. I will help you to coordinate. You must stay in touch though until it all comes together. There is a situation developing with a young lady who is receiving 100% financing. She only works part time. The lender will fund the closing, but the young lady will likely be in default when the first payment comes due. Situations do happen, and I want to help you make the right decisions. There are ways to make the impossible work, but they take work.

Check out these various links and web sites. The ones that seem applicable to you should be followed up on. Ask for help and advise. Remember, have me as your Realtor involved as soon as possible. The buyer does not normally pay for my services. The commission is paid by the seller.

Right now is a Buyer’s market. The inventory of homes on the market is at an all time high. Most sellers are feeling the need to negotiate.

	HOME St. Charles Click here to view the downpayment assistance program available to unincorporated St. Charles County residents. email: smohrmann@edcstcharlescounty.com

	St. Charles Program Click here to view the homeownership programs available to St. Charles City residents. email: anita.telkamp@stcharlescity.com http://www.stcharlescity.com/

	St. Peters Program Click here to view Community Development Block Grant Programs available to low and moderate income City of St. Peters residents. email: communityprojects@stpetersmo.net http://www.stpetersmo.net/Default.asp?sectionID=59

	O'Fallon Program Click here to vew the Community Services available to City of O'Fallon residents. email: tbrown@ofallon.mo.us http://www.ofallon.mo.us/cdbg/cdbg1.htm

	Wentzville Program Coming soon. http://www.wentzvillemo.org/

Housing Programs in St. Louis County
1st HOME Down Payment Program
Florissant Down Payment Loan
St. Charles Down Payment Loan
For-Sale Housing Production
Home Improvement
Lead Hazard Control
Healthy Homes
Rental Housing Production

Housing & Community Development Director:
City of Florissant
Denise M. Mandle
1055 Rue St Francois
Florissant, MO 63031
(314) 839-7680
Fax: (314) 839-7663
Email: dmmandle@florissantmo.com

Ferguson Neighborhood Improvement Plan

City of Ferguson

Phone: 314-524-5197

Email: FNIP@fergusoncity.com

Kathy Baker, Public Works Secretary
City of Hazelwood
415 Elm Grove Lane
Hazelwood, MO 63042
(314)839-3700 / Fax (314)839-0249
clbaker@hazelwoodmo.org

Missouri Housing Trust Fund

CAASTLC has comprehensive housing assistance programs

There will routinely be more added, but if you need info that is not listed please contact me at dpuntiga@charter.net or call 636-219-6242.